RTB Insurance offers health insurance plans designed specifically for individuals, the self employed and their families.

Options Available On Many Of Our Major Medical Plans:

• Your choice of deductible options
• Doctor visit co-pay
• Choice of prescription co-pay plans
• 100% coverage after your chosen deductible/co-insurance
• Up to $5,000,000.00 per person lifetime maximum/All major med plans
• Out of pocket maximums
• Many plans have a choice of networks, so you can keep your local doctor
• Many plans can include “On the Job Coverage"

Association Based* Plans Can Include:

• $5,000.00 accidpent provision
• $5,000.00 critical illness on primary member and spouse
• Vision program
• Emergency air transportation

Limited Benefit Plan Programs Can Provide:

• Valuable benefits and discounts for clients with medical conditions
• Fully insured benefits for specific medical needs and situations
• Cash indemnities to offset expensive medical costs

Ancillary Products Can:

• Cover deductibles for you
• Provide money to pay your bills while you or a family member is not able to work
• Provide additional life insurance if the worst happens
• Provide dental coverage or even stand-alone Rx coverage  

Field Underwriting Expedites Your Application:

Some of our carriers allow us to actually estimate costs including pre-existing conditions into your plan up front, so there are no surprises later.  Some will give us a clear picture of what they will do in underwriting with a specific condition, so we can tell you with greater accuracy what your actual cost will be after underwriting.

Field Underwriting benefits you!

• Include pre-existing conditions directly into your plan for an ACCURATE QUOTE!
• Ensure the best available coverage for your family
• Expedite your application

We need to discuss any current or previous health issues, treatment, and prescription or non prescription drug use in the past five to ten years, depending on the specific circumstances, in order to find a product that works for your situation.

* Not all Plans are Association Based

LETS GET STARTED!